Did you know that your period products are HSA/FSA Eligible? This means that you can save money on period products by using your tax-free dollars from your Health Savings or Flexible Spending Account.
How it Works:
All period products are covered by Section 3702 of the CARES Act and are eligible to be purchased using your HSA or FSA dollars. This includes tampons, pads, period underwear, menstrual cups, menstrual discs, reusable cloth pads, and even menstrual cup wash.
You can purchase products with your HSA debit card. If you don't have a card or prefer not to use it, the other option is to pay out of pocket and file for reimbursement. Find how to do both options in this guide.
How to Purchase Period Products with HSA Card
If your insurance provides a debit card for HSA Spending you can use this to purchase eligible period products directly on our store, Period.Shop. Just select your items, go to Check Out, and input your HSA credit card's numbers as you would any traditional card. We have gone the extra mile to make sure you can easily use your HSA to purchase your menstrual cups and other reusables.
Nearly all of our store's selection is eligible for HSA/FSA, however certain items we sell such as lubricant or books, are not. You will want to pay using your HSA card with only eligible items in your cart.
We denote which products are eligible in the product listing's page. Our system does not distinguish between "eligible" and "ineligible" products automatically at check out so please look over your selections carefully when paying with your HSA Card.
How to Purchase Period Products and File for Reimbursement with HSA/FSA
Using the receipt provided in your email, you can file for reimbursement with your insurance company for your period products. Most companies have an easy to use online portal for reimbursement submissions, others may require a phone call or mailed proof. You are responsible for finding out how to contact and file with your HSA/FSA provider.
Each company will vary in what they accept as proof of purchase and how they want to receive your proof.
Your provider may instruct you to forward your receipt to their email, this way is the easiest.
If you need to upload a document save your emailed receipt as a PDF or take a screenshot and upload the file (or mail a printed copy.) From your email go to Print: Save as PDF.
Most of our customers are able to submit their claims using the email receipt we provide with your order confirmation. If this receipt is not accepted, you can email email@example.com for an alternate version.
What if my Insurance Company Denies My Reimbursement for Period Products?
Because this is so new many of the customer representatives approving reimbursements are completely unaware that menstrual products qualify. You will want to inform your representative to look in section 3702 of the CARES Act if they question the validity of your request or deny it.
You are entitled to spend your HSA/FSA dollars on period products. Unfortunately, the onus is on you and your insurance company to settle any disagreements if they deny your claim. You may have to call your provider and speak with a customer service specialist to explain why and how period products are covered.
How Period.Shop Can Help
Our system automatically provides you with a receipt that itemizes each product in your purchase. We also designed our receipts to classify each item as what type of period product it is, knowing that insurance companies are not familiar with what reusable period products are or look like.
If your insurance company asks for a different proof of purchase we have an order confirmation receipt PDF we can provide as additional proof. Please email to request this: firstname.lastname@example.org.
Please note: Period.Shop is not able to assist in filing or making reimbursement claims for customers. Period.Shop is not responsible for ensuring your company accepts your claim.